At Nielsen & Geenty, we are your experts on Workers’ Compensation and Employers’ Liability Insurance. If employees are injured during work, they are guaranteed monetary awards from their employer to cover medical costs plus a percentage of lost wages. We will take care of all the details to ensure that your Workers’ Compensation quote reflects your particular business and needs. This includes making sure that your company is properly classified for premium calculations. Premiums can vary widely depending on the smallest change to employee classification codes. You can trust that we do the research necessary classify your employees correctly so that you get the coverage you require to run your business.
Call us at 877-856-9231 or fill out our online quote form to get your Workers’ Compensation Insurance quote. Also feel free to contact us if you need information about California attorneys insurance, Professional Liability Insurance or Package Insurance coverage.
We can also help you understand the details of each Workers’ Compensation Policy. Your coverage may be limited under certain circumstances. For instance, if the injury is self-inflicted, the result of being under the influence of alcohol or drugs, or caused by the failure to use specified safety equipment, your coverage may be limited. Before any Employers’ Liability benefits are paid, the employee is required prove that the employer is liable for the injury.
Workers’ Compensation Insurance coverage includes the following:
- Bodily Injury By Accident The highest amount insurer will pay for claims from any one accident, regardless of the number of employees involved in the accident. The standard limit in California in is $1,000,000.
- Bodily Injury By Disease (Policy Limit) This is the maximum the insurer will pay for all bodily injury by disease claims. The standard limit in California in is $1,000,000.
- Bodily Injury By Disease (Each Employee) This is the maximum amount the insurer will pay for damages due to bodily injury by disease to any single employee. The standard limit in California in is $1,000,000.
Our years of experience will help you get a fast quote tailored to your business needs. Call us at 877-856-9231 or fill out our online quote form to get started to get the right insurance at the right price. You can also contact us to learn more about our California legal insurance.